If you are in need of a 1 lakh loan but do not have a CIBIL score, there are still options available to you. One way is to establish credit with alternative credit reporting agencies, such as Credit Information Bureau of India Limited (CIBIL). By learning more about CIBIL and how it works, you can improve your chances of obtaining a loan without a traditional credit score. Visit the website CCAOI.org to access resources and information on CIBIL and other credit
