Terms Of Use

Terms of Use

Welcome to CCAOI.org ("Website"). By accessing or using our Website, you agree to comply with and be bound by the following terms and conditions ("Terms of Use"). Please read these Terms of Use carefully before using the Website. If you do not agree with any part of these terms, you must not use this Website.

1. Acceptance of Terms

By using the Website, you confirm that you are legally capable of entering into binding contracts and agree to these Terms of Use.

2. Services Offered

We provide the following services exclusively for users in India:

  • CIBIL Online Courses and Training with Certification
  • CIBIL Repair Software

3. User Responsibilities

When using our Website, you agree to:

  • Provide accurate and up-to-date information during registration or purchase.
  • Use the Website and its services solely for lawful purposes.
  • Not engage in any activity that disrupts or interferes with the Website's functionality.

4. Intellectual Property

All content on this Website, including but not limited to text, images, logos, and software, is the property of CCAOI.org and protected under applicable copyright laws. Unauthorized use, reproduction, or distribution is strictly prohibited.

5. Limitations of Use

The CIBIL repair software and online courses are intended exclusively for users in India. Redistribution, reselling, or unauthorized sharing of our software or course materials is strictly prohibited.

6. Payment and Refund Policy

All payments for our courses and software are final and non-refundable unless explicitly stated otherwise. In the event of a dispute, please contact us at support@ccaoi.org for resolution.

7. Disclaimer of Warranties

We provide our services on an "as-is" and "as-available" basis. We do not guarantee that the Website will be error-free, uninterrupted, or free of viruses. We disclaim all warranties, express or implied, to the fullest extent permitted by law.

8. Limitation of Liability

To the maximum extent permitted by law, CCAOI.org shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our Website or services.

9. Privacy Policy

Our use of your personal information is governed by our Privacy Policy. By using the Website, you consent to the collection and use of your data as described in our Privacy Policy.

10. Termination

We reserve the right to terminate or restrict your access to the Website at our sole discretion, without notice, for any violation of these Terms of Use.

11. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of India. Any disputes arising out of these terms shall be subject to the exclusive jurisdiction of the courts in [Your City], India.

12. Modifications to Terms

We reserve the right to update or modify these Terms of Use at any time without prior notice. Your continued use of the Website constitutes acceptance of the updated terms.

13. Contact Us

If you have any questions about these Terms of Use, please contact us at:

  • Email: support@ccaoi.org

Effective Date: [1st January 2023]